Auto, Property, Boat, Recreational
Vehicle (RV), Historical Vehicles, Motorcycle, Flood & Earthquake,
Motor Club, Personal Umbrella Policies (PUP) - Personal Liability Insurance,
Specialty Lines (ATV's, snowmobiles, jetskis, etc.) and more.
Auto-Davie Financial Services evaluates your personal auto insurance
needs and couples those needs with the features, discounts, coverage
options and/or limits, and deductible options that are best suited for
you. There are a number of features, discounts & coverage options
available in the market today. Your Davie Financial Services representative
will help you maximize your savings, while taking full advantage of
all available features & benefits. We will help maximize your Value,
while minimizing your expense.
- Condo Owners
- Investment Property
- Mobile Home
- Manufactured Home
At Davie Financial Services,
Inc. we offer a full line of property coverage. From Renters to Owners
to Investors, we may have a product for you. With a number of distinctly
unique property types (i.e. Single Family Homes, Non-owner occupied,
Condominiums, Fee Simple Homes, Double Occupancy, and many more),
we can assist you in properly insuring/protecting these valuable assets.
Our slogan is "Protecting Assets and Creating Wealth."
Boat - A
full line of marine insurance may be available for protecting those
water toys. Jetskis, pontoons, cabin cruisers, sail boats, and ski
boats just to name a few. We have a full-line of products available
to insure the boat, the engine, and the trailer as needed. From Agreed
Value programs to Actual Cash Value (ACV) programs, we may have a
product for you. Protecting those toys are essential to assist in
the time of theft, or physical damage caused by collisions, vandalism,
and much more. In addition to protecting these watercrafts, it is
essential to be protected against liability while operating the watercraft.
Just like auto insurance, the risk of liability is always present.
From striking a swimmer, to a collision with another vessel or dock,
we must manage this risk by carrying a level of protection that is
suitable to protect your financial wellbeing. Our team of professionals
can help you manage this risk and prepare a protection program that
is suitable for your need.
- From motor homes to ATV's, we may have a product for you. Pull
behind campers/trailers, driven motor homes, off-road vehicles (such
as ATV's) may all be protected. At Davie Financial Services we can
offer protection solutions for these recreational type assets.
- Historical Vehicles are generally not adequately insured by
a standard auto insurance policy. With most standard auto policies
being insured with a depreciating component, this is not generally
suitable for Historical Vehicles, as these vehicles may be increasing
in value (appreciating rather than depreciating). At Davie Financial
Services we offer an agreed value product that is specifically designed
for these Historical Vehicles. By choosing the "agreed value,"
you may be able to choose a coverage that is appropriate for your
vehicle, based on its quality &/or rarity.
Motorcycle - Street
bikes from performance cycles to cruisers, we may have a value added
solution for you. It is essential to make sure that all appropriate
coverage's are provided for these high risk vehicles. Liability is
required on these vehicles, but it is equally important to protect
your investment by having suitable coverage on Optional Equipment.
Optional equipment coverage protects those items added to the vehicle
after its original manufacturing (i.e. after market pipes, chrome,
saddle bags, etc.). These after market items are generally not protected
by a standard policy, and modifications/"riders" are generally
necessary to adequately protect these added items.
Off-road motorcycle insurance
policies are also available. Many times a misconception that these
off-road bikes are covered by your homeowners insurance, this is generally
NOT the case. Since this off-road motorcycle has an engine and does
not EXCLUSIVELY maintain your property, it is generally not covered.
These items should be protected against theft, liability while being
driven, and so much more.
Flood & Earthquake
- Flood & Earthquake coverage continue to be a topic of debate.
Is it needed? Is it not? Many banks require Flood Insurance if you
are located in a Flood Plain; however, it is also available at a preferred
rate even if you are not. Davie Financial Services offers FEMA based
flood insurance and earthquake coverage for those that may require
or desire these products.
Motor Club - Vehicle
disablements, lock your keys in the car, run out of gas, flat tire
with no spare or unable to remove the tire; with these types of incidents
occurring every day, these plans may be right for you. These motor
club programs are designed to cover a individual person rather than
a specific vehicle; therefore, these plans follow you and not your
car. Many other features are available with these programs, contact
a Davie Financial Services representative to review various plan options
and additional features and benefits.
Personal Liability Insurance
- The Personal Umbrella Policy (PUP) offers excess liability that
is often times needed for high income or net worth clients. This personal
liability insurance coverage generally starts at $1,000,000 and up.
This coverage is called "umbrella coverage" as it covers
overtop your existing auto, homes, boats, etc. liability protection.
For those individuals whom are susceptible to high levels of liability
exposure, these policies assist in providing a high level of liability
Specialty Lines -
Utility & Sport ATV's, Miscellaneous Off-Road Vehicles, Snowmobiles,
Jetskis and jet boats, and much more.
Life, Health, Disability,
Dental, Optical, Supplemental Benefits, Long Term Care Insurance (LTC),
Life-Term Options: Many types
of life insurance policies are available in today's market place. Term
Insurance Options include, for example; Level Term Insurance (options
generally include 1, 5, 10, 15, 20, and 30 year terms) which offer a
level death benefit for a specified period of time, Return of Premium
(ROP) Term Insurance which offers return of premium option if you satisfy
the terms and conditions of the plan, Decreasing Term Insurance which
offer a decreasing death benefit (often times used for Mortgage Protection
or other Credit Protection planning).
Permanent Options: These
plans generally offer cash value features that are not inclusive of
a term insurance program. Permanent options include Universal Life and
Whole Life Insurance.
Health - A wide
variety of health insurance carriers are available to meet the needs
of Ohio residents. Major Medical coverage continues to be a costly
but necessary expense for individuals and businesses. At Davie Financial
Services, we can compare available packages/plans and prepare a cost
savings strategy to fulfill your major medical needs. Individual and
group plans are available. Disability-Disability may result in a loss
of income on a short or long term basis. From short term pregnancies
to long term debilitative injuries, there may be a plan for you. This
valuable protection helps protect you by providing income during your
time of need. Each plan must be individually designed/customized to
fit the State based qualifications, and are prepared based on your
current income level and available plan options. You may select disability
income options, up to the maximum percentage of your income allowable.
Several short-term and long-term disability options are available.
Both discount plans & dental/optical insurance plans are available.
Based on your need, a discount plan may be adequate to maintain a
contracted savings on these services, or an insurance program may
be the best option for you and your family.
- Accident, Hospitalization, Cancer, Heart/Stroke, Life &
SHOP plans are available. Individual and group programs are available.
Long Term Care (LTC)
- LTC plans are helpful programs to protect assets from the high
costs of Long Term Care expenses. With health care costs on a continuous
rise, and the extremely high cost of Nursing Home, Assisted Living,
and Home Based care, this type of protection may help cover these
expenses; while allowing you to retain your assets and/or transition
your wealth to future generations. Many features and benefits are
available with these types of programs, and it is essential to prepare
a quality plan that is designed to fit your individual needs. Options
of Nursing Home only, Nursing & Assisted Living only, and Nursing,
Assisted Living, & Home Based care are all available. Determining
an appropriate allowance/coverage per day is one of the most important
components of plan preparation, in our opinion. Single pay, 10-pay,
and monthly pay options, as well as qualified and non-qualified plans
Commercial Auto, Business
Insurance, Condominium Complex coverage, General Liability, Surety Bonds,
Group Benefits & Retirement Plans, Life Insurance - Buy/Sell, Key
Person & Split Dollar. Risk management evaluations and protection
Your Davie Financial
Representatives will also assist you in your time of need during a claims
process. All representatives are fully licensed and capable of reviewing
your claim coverage's, while managing the progress of the claim to insure
a smooth and positive experience. When involved in a claim, it is often
times an emotional experience. Our representatives will be there to
assist you throughout the process.
Ask us about a complimentary insurance
Concerned about saving for retirement?
Thinking about retiring soon?
Worried about saving enough for retirement?
Ask how we can help with your Rollover!
Thinking about an IRA?
Are you saving enough for your child's college education?
Ask us how an annuity can help to provide for a secure retirement!
Ask how we can help! (Call,
Email, or complete our Online
Information Request Form.)
Ask us about a complete financial review!
Tax Preparation - At Davie Financial Services, Inc. we offer
a experienced team of tax preparation specialists that can review prior
tax documents for accuracy, prepare/complete all current Federal, State,
Local & School District tax documents, as well as review & train
individuals on document handling, record keeping, and much more. Contact
a Davie Financial Services tax professional today!
Business Tax Preparation - At Davie Financial Services, Inc.
we also offer tax preparation for your small business. Providing sound
tax advice and prepare all necessary Federal, State & Local tax
forms. Additionally, we offer training on small business document
handling and record keeping, and much more. We pride ourselves by
working with Sole Proprietors, Limited Liability Company's (LLC's),
Limited Partnerships, and S-Corporations. Contact
a Davie Financial Services tax professional today!
IRS (Internal Revenue Service)
Ohio Revised Code
At Davie Financial Services,
Inc. we offer a wide variety of consultative services. With a multitude
of available expertise, Davie Financial Services, Inc., consulting services
include, but are not limited to, the following:
- Request for Proposal (RFP)
- Operational Management
- Marketing / Advertising
- Feasibility Studies
- Startups / Mergers / Acquisitions
- Strategic Planning / Growth
- Personal Development Programs:
- Personal & Business
Coaching, Couples/Partnership Relationships, spirituality, and
- Human Resource Management:
- Policies & Procedural
Development, and Compliance.
- Staff Development
Programs including, but not limited to, Job Compatibility Studies,
Personality Type, Leadership, Team Building, Work Relationships,
Career & Job Choice/Reconsideration of Choices, Train the
Trainer, Sales Training, Management Training, and much more.
- Organizational Structure
Evaluation: Sole Proprietor, Limited Partnership, LLC, Corporation.
- Small Business Development
- Recruitment and Staff
Industry experience that
includes, but is not limited to, Healthcare, Insurance, Industrial,
Education (Colleges & Universities: College Faculties & Student
Affairs Divisions), Architecture, Day Care, Publication, Church/Religion,
Sales, Real Estate, and Miscellaneous Professional Associations.
Our staff of professionals
consists of Nurses, MBA's & Doctorates, Accounting & Legal Professional's,
Licensed Insurance, and more. Years
of experience and a wealth of knowledge are at your service. We work
with individuals, small groups, and companies & organizations of
For more information, please
contact us to design a program that fulfills your specific need. We
look forward to working with you and your organization. (Online
Information Request Form)